HasData

Automated property status tracking for a real estate lender with HasData’s Zillow Property API

Get Started
Property Pricing Monitor
  • 01 Phase 1 — Collect
  • 02 Phase 2 — Process
  • 03 Phase 3 — Act
ClientsClients

use case snapshot

01

Industry

Real estate

02

Use case

Daily property status and pricing monitoring

03

Team role

Loan servicing and compliance teams

04

Time to value

Fully operational within the first week of implementation

05

Business impact

Manual checks reduced by 90%, listing changes detected days earlier than before, borrower compliance ensured, default risk minimized

the strategic insight

For bridge loan providers, keeping tabs on borrowers’ property listings is critical for compliance and risk mitigation. Manual checks and delayed MLS updates leave gaps, especially when properties are listed “For Sale by Owner” on Zillow. Integrating a Zillow API that delivers structured, up-to-date listing data allows lenders to instantly verify compliance, proactively manage risk, and free staff from time-consuming manual monitoring.

author

Sergey Ermakovich

Head of Marketing

Context

01

Who

A US-based real estate lender specializing in short-term bridge loans (under 6 months)


02

Trigger moment

The servicing team struggled with slow, incomplete MLS data and labor-intensive manual checks, risking missed violations when borrowers delayed or altered listings.


What we tried
and why it failed

Previous Approaches

  • Manual property checks and borrower self-reporting
  • MLS data feeds

Limitations

  • Time-consuming, prone to delays, missed FSBO listings
  • Not real-time, incomplete for non-MLS listings

The scraping
and enrichment workflow

01 Phase 1 — Collect

A daily batch of property addresses from the active loan portfolio is sent via REST API to HasData’s Zillow Property API.

02 Phase 2 — Process

A Python-based microservice normalizes the returned JSON data — current status, price updates, key property details — and loads it into a PostgreSQL-backed servicing database via a lightweight ETL pipeline.

03 Phase 3 — Act

The servicing platform displays the latest listing info for loan officers and compliance teams, triggering automated Slack and email alerts for any non-compliant properties (e.g., late listings, unauthorized price drops).

outcomes

01

90% reduction in manual property checks

02

Faster detection of listing changes, days earlier than before

03

Improved compliance monitoring, lowering default risk

Why HasData

01

Fast and reliable

High-uptime infrastructure ensuring daily tracking for thousands of properties

02

Structured output

JSON data ready for direct ingestion, no extra parsing required

03

Easy integration

Quick setup with just a few lines of code, allowing to complete scraping jobs in minutes within minutes of signup

Who else
can benefit?

Mortgage servicers and bridge loan providers

Mortgage servicers and bridge loan providers needing real-time compliance tracking


Real estate investors

Real estate investors monitoring portfolio performance


Compliance teams

Compliance teams verifying listing status changes across markets


Testimonial

This lender swapped manual checks for HasData’s Zillow API and now gets instant alerts on property status changes. Compliance is tighter, risk is lower, and the team finally has their time back.

author

Roman Milyushkevich

Co-Founder & CTO